Pension scheme is a scheme of social security which help workers who becomes old and incapable of working for a salary or becomes invalid and incapable of living by working. The scheme helps also the survivors of the deceased worker. The Social Security benefits offered by under pensions scheme are: old age benefits, invalidity benefits, anticipated benefits and survivors’ benefits.  

 

Benefits offered in Pension Scheme

Old age pension-(Eligibility Conditions & Requirements)

Eligibility conditions:

• To be at least sixty(60) years old or to be of the age provided for by legally recognized specific statutes;
• To have contributed to the pension scheme for at least fifteen ( 15) years
• To have ceased to perform any remuneration activity.

Note:

If the member of the pension scheme reaches the retirement age without having contributed for fifteen (15) years, he/she shall receive a lump-sum retirement allowance.  

 

Requirements for applying for retirement benefits:

• Fill out the application form from RSSB Branch
• Birth certificate issued by the Registry Office
• Life certificate
• Copy of Identification card
• His /Her own Bank account Number opened in Rwanda
• Service testimonial from the last employer for the person who was still in service
• 2 Passport photos

Note:

A person who is outside Rwanda may submit his/her application form duly signed and stamped by Rwandan Embassy or Consulate either electronically or by Post. For a person who is unable to go to the Office of social security administration due to physical or mental disability; the application form is submitted by his/her representative with a written proxy signed and stamped by the competent authority of his/her residence For a person who is in a correctional or rehabilitation center, the administration of the center signs and stamp the written proxy of application for pension benefits  

 

 

 

The anticipated/Early retirement pension benefits (Eligibility and Requirements)

Eligibility conditions:

• If an insured person becomes prematurely old and is certified so by a commission composed of recognized medical doctors established by the Minister in charge of health upon request by the employer or employee, he/she is entitled to early retirement.
• He/she must also have contributed for at least fifteen (15) years;
• To have ceased to perform any remunerated activity.  

 

Note:

An insured that is eligible for early retirement pension benefits; but who did not contribute 15 years; he/she shall receive a lump-sum pension allowance.

Requirements for applying to early retirement pension benefits(How to apply)

• Fill out the application form at RSSB Branch Birth certificate issued by the Registry Office
• Life certificate
• Copy of Identification card
• Medical certificate of professional inaptitude issued by a legal medical
• commission Certificate of your working capacity issued by the employer
• 2 Passport photos
• His /Her own Bank account Number opened in Rwanda  

 

 

 

Invalidity pension/Non occupational disability benefits ( Eligibility & Requirements)

Eligibility conditions:

• To have contributed for at least three (3) years;
• To have contributed up to six (6) months within a period of twelve (12) months before the date on which his/her disability is certified by a medical doctor;
• To have ceased to perform any remuneration activity;
• If, upon his/her request or upon the employer’s request, the disability is certified by a recognized medical doctor and confirmed by medical officer for the public entity in charge of pension scheme.

Note:

If the disability results from a hazard, the member shall be eligible for disability pension, provided he/she is a member at the time of hazard. Where the insured person is already partially disabled and his/her disability subsequently develops to the point where he/she can no longer perform any remunerated activity, he/she shall be deemed to be disabled. .  

 

Requirements

• Fill the application form at RSSB Branch
• Birth certificate issued by the Registry Office
• Life certificate
• Certificate of your working capacity issued by the employer
• Medical certificate of professional inaptitude issued by a doctor approved by the Government
• Bank account number
• 2 passport photos  

 

 

Survivors' pension

Eligibility conditions:

• The surviving spouse who did not divorce the deceased
• The legitimate orphans single, non – employed and under eighteen (18) years of age or twenty-five (25) years of age if still studying. If they suffer from physical or mental disability certified by a recognized medical doctor which renders them unable to perform a remunerated activity shall receive pension benefits until they die
• The deceased’s biological or adoptive parent of the deceased.  

 

Requirements

• Fill the application for at RSSB Branch
• Birth certificate of the insured person if the person had not yet received old age pension
• Death certificate issued by an Officer of the Registry Office or by an approved doctor who confirmed the death
• Marriage certificate
• Birth certificates for the deceased’s surviving children
• Certificate of guardianship issued by competent Tribunal in case of the absence or death of both the parents of the surviving children
• Certificate of legal recognition of natural children
• Certificate of school attendance issued by the Heads of schools for the children who are still at school from age of 18 to 25 years
• Certificate of invalidity issued by medical authority for children who are invalid
• Certificate of bachelorhood or spinsterhood for the insured person who died single
• Life certificates of the beneficiaries and 2 passport photos
• Legal document for adoptive parents
• Copy of identification card of the applicant